If I sign a lease do I have to insure the equipment on the agreement?

Yes, you are responsible for the safe keeping of the goods and must ensure that you have “Theft & Accidental Damage” cover. In the first instance check if your present office contents insurance covers your new acquisition. Alternatively we can introduce an appropriate insurance provider to you as their policies are specifically designed for leased assets including a zero excess option.

What happens if I need to take my goods off site?

We can recommend comprehensive off site insurance cover for you to ensure that equipment is fully covered when not on your premises.

What risks would this type of insurance cover?

Full terms and conditions can be supplied by the Insurance Administrator but essentially this cover is a Theft & Accidental Damage cover. The Insurers can provide an option that covers theft involving “unforced entry” to provide even greater protection.

Can I take out insurance to cover normal break down repairs?

In most cases this is possible through the original supplier of your equipment, as breakdowns and wear and tear repairs are not included in a “Theft & Accidental Damage” policy.

If the goods are stolen can I stop paying the rental payments?

No, the repayments must continue as normal. Having adequate insurance in place to provide replacement goods is essential.

For more information or to arrange for the insurance administrator to contact you, to discuss your requirements please contact us.